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Home » Insurance » FAQs of Vision Insurance Plans

FAQs of Vision Insurance Plans

How and Where Does One Obtain Vision Insurance?

Individuals can buy a vision benefit plan. Vision insurance plans may be available through your place of employment, school district or through social plans like Medicare or Medicaid.

Indemnity health insurance is traditional insurance, which allows policyholders to access medical providers of their choice. Vision insurance is often a value-added benefit included in indemnity health insurance plans, health maintenance organization (HMO) plans and plans offered by preferred provider organizations (PPOs).

An HMO health plan requires its members to access health care only from HMO providers. HMOs provide health care services to plan members at discounted rates. HMOs include a range of health care professionals – doctors, laboratories and hospitals.

A PPO is a network of health care professionals who provide health care services to membership at discounted rates. Plan members may use out-of-network providers, but they usually will pay more for the services rendered.

Are there payment options?

If group vision insurance is available from your employer, you pay for it through payroll deductions or flexible spending accounts.

A flexible spending account, sometimes referred to as a cafeteria plan, allows an employee to use pre-tax dollars to purchase selected health benefits such as vision insurance. This plan saves your money because you receive the full benefit of income that has been set aside for health costs, making it not subject to or reduced by taxation.

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As our community copes with the fast-moving spread of the COVID-19 coronavirus we hope you and yours are in good health during these stressful times.

Public officials have asked businesses to close down for a limited time while a local quarantine begins. 

We will be available for eyecare emergencies by appointment. Please contact us at 973-728-1101 if you have any questions and we will respond back as quickly as we can. All other emergencies please call 911.

If you need to order contact lenses you can do so by going to our website www.westmilfordvisioncenter.com and click on the contact lens order link on the left hand side of the screen.

When we are given the green-light to renew normal business operations we will update you. We thank you for your patience during this interruption and hope to see you when we re-open, happy and healthy.

West Milford Vision Center

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Even though we are closed we are still available to serve our patients. We are just a phone call away!

If you have an eye emergency, please contact us- we’re here for you.

If you need to order contacts, please visit our website and do it online.

Finally, we can also help you with eyeglass repairs or replacements.